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 May 2005 Minimize
United General Title Insurance Company receives Financial Stability Rating of A' A Prime, Unsurpassed.

May 2005 -- Demotech, Inc. is pleased to announce that United General Title Insurance Company has earned a 2005 Financial Stability Rating® of "A' A Prime, Unsurpassed. Strongly Recommended for Commercial Real Estate Transactions."

This Financial Stability Rating represents Demotech's opinion of United General's financial stability. Financial stability is, in Demotech's opinion, a critical factor in evaluating a title insurer's ability to honor loss adjustment expense payments. United General Title Insurance Company was also "Strongly Recommended for Commercial Real Estate Transactions." In Demotech's opinion, United General Title Insurance Company has adequate financial resources, significant in-house capacity and expertise, as well as adequate placement of their reinsurance coverage to handle commercial real estate transactions.

Demotech is a Columbus, Ohio based actuarial services and financial analysis firm providing a wide variety of filing and technical services to insurers, risk management departments, and public entity liability pools.

Contact Demotech at www.demotech.com for more information.

If you would like a copy of United General's Demotech Rating brochure, please call your local United General office.
    
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